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Dr. Ritesh Kumar Verma

Dr. Ritesh Kumar Verma

Assistant Professor-Finance
Ph.D. (Finance), JAIIB, MBA (Finance)

Dr. Ritesh Kumar Verma is an academician, consultant, and researcher with over 12 years of industry-academia experience.

He was awarded JAIIB in 2014 and UGC Net in Management in 2018. He had been awarded best Mentor for mentoring more than 150 students for 3 years in 2019. He won the best research paper award consecutively for three years continuously at International Conferences. He is a strategic and financial consultant to various startups across the country and acted as a model and product consultant for an MNC and NBFC respectively. He had been instrumental in launching new courses in the area of credit risk and Financial Planning.

Research & Teaching Interests:

  • Financing Rural Development
  • Credit Risk Analysis
  • NPA Analysis
  • Banking
  • Startup Funding
  • Risk
  • Entrepreneurship
  • Working Capital Management
  • Business Analysis


  • Best Paper Award at Virtual International Conference 2020: Business Intervention and Technology at PIBM Pune.
  • Best Mentor Award for the year 2019-20 at PIBM Pune
  • Best Paper Award at International Conference on Emerging Trends in Business Management 2019 at PIBM Pune.
  • Winner of Startup Weekend Rajkot 2016

Latest Researches:

  • Nityesh Bhatt, Prof. Punit Saurabh & Prof. Ritesh Kumar Verma: paper titled: "Technology Startup Ecosystem in India” - International Journal of Business Innovation & Research- Inderscience Publications (2022), 27(4), 413-430.
  • Ritesh Kumar Verma & Dr Dharmesh Raval: Paper titled, "Selection and Validation of variables for SME credit risk assessment model in India”. Shodh Sanchar Bulletin, Vol-10, Issue-40, October-December 2020 [148-156] (UGC-Care, PhD Paper)
  • Ritesh Kumar Verma & Dr Dharmesh Raval: Paper titled, "Credit risk assessment for SMEs in India: A review”. Shodh Sarita, Vol-7, Issue-28, October-December 2020 [192-200] (UGC-Care, PhD Paper) (UGC-Care, PhD Paper)
  • Ritesh Kumar Verma & Aman Agarwal: Paper Titled, "Impact of Working Capital on Profitability and Market Capitalization of the Indian Companies: A Study and Sectorial Analysis”. International Journal of Management Studies Vol.–V, Issue –4(3), October 2018 [33]
  • Prof Ritesh Kumar Verma & Shubham Vijay: Paper Title, "Fundamental Analysis of Consumer Durables Sector with special reference to Dixon Technologies”. International Journal of Management Studies Vol.–V, Issue –4(3), October 2018 [92]
  • Ritesh Kumar Verma & Aman Agarwal; Paper Titled, "Working Capital Analysis of Auto Ancillaries MSMEs: A Performance Exploration”. Indian Journal of Research, Vol. (2), 94-99
  • Pravin Gurav, Prof. Ritesh Kumar Verma & Shivam Vijayvergia: Paper Titled” Real Estate: A pool of opportunities”. International Journal of Management Studies Vol.–V, Issue –4(3), October 2018 [106]
  • Adesh Doifode, Prof. Ritesh Kumar Verma & Abha Kant; Paper Title, "Need Analysis & Creation of logistics Index: LOGIDEX”. Indian Journal of Research, Vol. (2), 3-9


  • Lifetime Member of the Indian Institute of Banking & Finance
  • Member of American Finance Association
  • Member of Indian Finance Association


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